Liability

Your Partner in Liability Insurance. Liability coverage is crucial for all businesses, providing protection against potential people, property and business risks. Epsilon’s comprehensive liability insurance range offers tailored solutions. From public and product liability, financial loss, construction liability, asbestos removal liability and pollution coverage, our expert underwriters collaborate with Brokers to deliver precise, customised protection.

Liability Insurance

Industry Knowledge that Leads Liability Coverage

We partner with Brokers to thoroughly understand their clients’ needs, delivering tailored solutions that offer protection specific to the industry. Leveraging our expertise in construction and property, we specialise in areas including asbestos, site pollution and contractors’ pollution.

Policy options include:

Benefits

Why Brokers Choose Us

Our standout benefits make us the top choice for Liability Insurance.

The Single Underwriter Advantage

One underwriter per policy ensures clear, consistent protection, and unwavering support throughout the policy’s term.

Backed by Lloyds and Berkley

Our Liability product has capacity of up to $50 million thanks to the support of Lloyds of London and Berkley Re Australia.

Talk to Real People

We don’t do bots. Every query goes to real people with real decision-making power.

The Single Underwriter Advantage

One underwriter per policy ensures clear, consistent protection, and unwavering support throughout the policy’s term.

Backed by Lloyds and Berkley

Our Liability product has capacity of up to $50 million thanks to the support of Lloyds of London and Berkley Re Australia.

Talk to Real People

We don’t do bots. Every query goes to real people with real decision-making power.

Your Partner in Liability Insurance

Unlock Superior Protection

Tailored for industries with higher risk exposure, our solutions are crafted to meet the unique needs of each insured, offering solid safeguards against a wide range of potential liabilities.

Our Liability Insurance provides comprehensive insurance designed for:

All types of contractors
Manufacturers
Construction companies
Engineers, including the design and construction process
Real Estate (excluding valuers)
Labour hire organisations
Mining companies
Waste management processes, including collection and disposal
Storage facilities
Airside and Railside capabilities
Marine/overwater construction capabilities

Combined Business Liability Product Offering

$50M Public/Products and $20M Financial Loss (Professional Indemnity) capacity
Cover not limited to breach of professional duty
No set fee requirement or exclusion within the wording
One wording, one underwriter – across all sections
Resultant Bodily Injury/Property Damage falls onto the liability section of the policy, allowing resultant BI/PD to the full public/products liability limit
The policy does not have a specific fee requirement – the Insured can charge fees for their professional services or simply perform the work without charging fees.

Claims

Managing Claims with Care and Efficiency

Our claims process prioritises both care and efficiency. We understand that when issues arise, people need someone to listen and want to return to work quickly and easily. We adopt a compassionate and practical approach to claims, working closely with Epsilon’s underwriters, capacity providers and third-party claims resolution professionals to deliver a robust service and timely responses. With dedicated support from our experienced teams, Brokers can rely on a seamless experience focused on achieving the best outcomes for the insured.

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